Broker Affiliation and Compensation

Thank you for your business. As your Independent Insurance Broker, we at Southland Insurance Brokers Inc. purchase insurance products and services on your behalf that are available, affordable and understandable.

Our role is to provide for you the best insurance value that combines coverage, service and premium. We also provide personalized, quality service that includes professional insurance advice, ongoing policy maintenance and claims support. When any issue arises regarding your insurance coverage or claim, we are your Trusted Advisor, using our experience to best represent your individual interest.

We receive compensation for our role in two ways. First, a base commission is paid by the insurer on the premium charged to you that relates to our work effort, underwriting and policy administration expenses that we incur. This base commission will vary from 4% to 20% depending upon the product line and the insurer. Second, a contingent profit commission may be paid to us if the insurer that we place business with achieves certain underwriting results and a CPC (Contingent Profit Commission) program is offered. The methodology for calculating the payment will vary by insurer, but generally the contingent commission, if paid, will range from 0.25% to 2.2% of the premium that Southland produces for that insurer.

Southland Insurance Brokers represents the following insurers:

Scottish & York ( prop only) Traders General Insurance Elite Insurance
Pembridge Insurance Pafco Insurance Intact Insurance
Jevco Insurance Economical Insurance Aviva Insurance
Chieftain Insurance Travelers insurance Chubb Insurance
Guaranteed Company of N.A Wawanesa Mutual Unica Insurance
Western Assurance Northbridge Insurance Western General
Echelon Insurance Encon Insurance Boiler Inspection & Ins
Frank Cowan & Company Nordique ( Facility Carrier) Zurich Insurance

Aviva Insurance Company of Canada holds a minority ownership interest in 2292994 Ontario Inc. which is the parent company of Southland Insurance Brokers Inc.

Your insurer will be providing you with a Consumer Code of Rights and Responsibilities that will be forwarded to you with your policy.

If you have any questions regarding the above or any aspect of your insurance please contact us at 1-519-735-8000 or

Thank you for putting your trust in us!

Stephen Savage signature

Stephen Savage